Peak is a digital savings account that helps you save more and become more confident with your money. 100% free with a 0.5% annual return!1

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The Peak WayTM

The Peak Way is a simple, proven method that has helped thousands of people to save millions of dollars. The Peak app will guide you through these 4 repeatable steps:

STEP 1

Choose your Peaks

Set up your savings goals—name, amount, and due-date—with a digital peak for each one.

STEP 2

Plan your climb

Choose an automated Savings Plan (Scheduled Saves or Round-Ups) for each peak.

STEP 3

Track your progress

Monitor your results and make necessary adjustments.

STEP 4

Celebrate & Repeat

Reach your destination, celebrate, and repeat with confidence.

Climb with confidence.

Your money & privacy are safe with Peak.

Our members have trusted Peak to save over

$10,000,000!

Insured

Your cash is held at FDIC-insured banks and is protected up to $250,000.

Secured

Peak keeps your money and data safe with 256-bit, end-to-end encryption.

Private

No ads, no advertisers. We’ll never sell your data. Period.

Level up with Peak Premium

The Peak app is completely free… but for just $5 / month, you can add next level spending insights and magic actions that turn your habits into more money saved for you.

Let the people speak...

This is what a few of our members have said about us!

Best Money App of All Time

App recognition awards